Pricing

Configure your Application

Select Core Service

Choose from a combination of personal or business accounts, a card program, and optional international FX exchange capabilities.

Comms & Auth

Select which Communications and Authentication options you wish to include, pre-built into your application

Support

Select which Support options you wish to include, pre-built into your application

Finxone Core Pack Allocation Matrix

Choose which of the Core Fintech services you require for your application. Is your application based around an accounts programme or a card programme? do you need business or retail accounts? If you would like to offer a Business account application you will need to build it on top of either a retail account or Card programme. For Cad programmes Finxone will include the in app card requirements for both physical and digital cards. If you require cards to be integrated to Google and Apple Pay Digital wallets, please speak to our sales team.

Focussed Pricing

A Railsr Focussed Deployment is one which backs onto the Core Railsr services and does not require more complex integrations or developments.

Finxone Annual Licence fee

Finxone has developed a unique app design and deployment platform that serves as the foundation for all our applications. This innovative platform enables unparalleled flexibility and rapid “speed to live” for your fintech solutions. Whether you’re building a Proof of Concept (POC) or going straight to a Minimum Viable Product (MVP) for live testing on fintech rails, Finxone’s App Builder is designed to get you there faster and with reduced risk.

All applications built on our platform are subject to an annual licensing fee.

£15,000 Pa

All other prices are charged monthly

Accounts

^£ 30,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 1,000 end users total

Learn More

And
-
Or

Cards*

^£ 30,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 1,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £5,000 to account for the complexity in Ledger and transaction management.

All Business*

^£ 90,000 _/Year

Organisation, and Director onboarding, bulk accounts and uploads, multi user permissions
Delivered via iOS, Android & Web Delivery
* Requires Accounts OR Cards , plus their dependencies
Up to 1,000 end users total

Learn more

Accounts Only

^£ 60,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 1,000 end users total

Learn More

And
-
Or

Cards Only*

^£ 60,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 1,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £5,000 to account for the complexity in Ledger and transaction management.

Business accounts cater to companies, offering multi-user access, expense tracking, and tools for managing higher transaction volumes. In contrast, personal accounts are tailored for individual users, focusing on everyday banking needs like deposits, bill payments, and card transactions. Business accounts provide advanced features to handle the complexity of professional financial operations.

Business*

^£ 30,000 _/Year

Organisation, and Director onboarding, bulk accounts and uploads, multi user permissions
Delivered via iOS, Android & Web Delivery
* Requires Accounts OR Cards , plus their dependencies
Up to 1,000 end users total

Learn more

And

Accounts

^£ 30,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 1,000 end users total

Learn More

And

Cards*

^£ 30,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 1,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £90,000 to account for the complexity in Ledger and transaction management.

Complex Pricing

Finxone isnt just a portal to bring to life Railsr’s API services we can also act as a service integrator and integrate, otherwise parallel services int your application. If your application is either for over 1,000 users or requires more than an integration into Railsr you will need to use this pricing model.

Finxone Annual Licence fee

All applications built on our platform are subject to an annual licensing fee.

£30,000 /Year

All other prices are charged monthly

Accounts

^£ 30,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 4,000 end users total

Learn More

And
-
Or

Cards*

^£ 30,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 4,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £5,000 to account for the complexity in Ledger and transaction management.

All Business*

^£ 90,000 _/Year

Organisation, and Director onboarding, bulk accounts and uploads, multi user permissions
Delivered via iOS, Android & Web Delivery
* Requires Accounts OR Cards , plus their dependencies
Up to 4,000 end users total

Learn more

Accounts Only

^£ 60,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 4,000 end users total

Learn More

And
-
Or

Cards Only*

^£ 60,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 4,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £90,000 to account for the complexity in Ledger and transaction management.

Business*

^£ 30,000 _/Year

Organisation, and Director onboarding, bulk accounts and uploads, multi user permissions
Delivered via iOS, Android & Web Delivery
* Requires Accounts OR Cards , plus their dependencies
Up to 4,000 end users total

Learn more

And

Accounts

^£ 30,000 _/Year

Single currency, Multi Currency Accounts only for Retail
Delivered via iOS, Android & Web Delivery
Requires AML, KYC KYB Google& Apple Developer Accounts where relevant
Up to 4,000 end users total

Learn More

And

Cards*

^£ 30,000 _/Year

Card Management engine, with virtual and physical card management.
Delivered via iOS, Android & Web Delivery
Requires an Issuer/Processor agreement, transaction monitoring, and KYC agreement
Up to 4,000 end users total
*Apple and Google Pay integration separate

Learn more

**For Multi-Currency Cards, this module goes to £90,000 to account for the complexity in Ledger and transaction management.

Support and Application Options

With Finxone, you’re not just accessing a no-code platform—you’re investing in a robust, scalable solution that evolves with your business. Our pricing tiers are designed to meet your specific needs, from basic production usage to advanced features and integrations.

Finxone Support Pack Allocation Matrix

Depending on your chosen support level, you’ll benefit from regular compliance and security updates, including platform, iOS, and Android updates, as well as access to widget and workflow upgrades. Additional options include Google Analytics support, Apple Pay and Google Pay functionality, and tools like Hotjar and Sentry to monitor and optimize your user experience. For businesses with more complex requirements, we offer features like self-hosted authentication services, A/B testing, and production backups. Our support packages ensure that your Finxone solution remains cutting-edge, secure, and tailored to your evolving needs.

General Support

Compliance Updates
Platform Security Updates
IOS and Android Security Updates
Production Usage Allowed
Widget Upgrades
Workflow Upgrades
Hotjar Bring your own UX monitoring Account
Google Analytics Support
Additional Integrations
Apple Pay/Google Pay available
A-B Testing
Sentry Error Log Bring Your Own Account
Redesigns
Production Backup
Support Response Time

Communication & Authentication

App Pin and App Challenges
Biometric Authentications
In App Notifications
Customer Editable Login Screens
Email and SMS OTP Logins
Push and Lockscreen Notifications
3ds Challenges for Cards
Self Hosted Authentication Service
Authenticator Support
WebAuthN Support
Email Notifications
SMS Notifications
Use your own key/pricing

Basic

Live production system only
Best Efforts

Basic

Onboarding Only 500/m
Onboarding Only 500/m
Free

Enhanced

Quaterly
Quaterly
Annual
Production an Pre-prod
Next Business Day

Enhanced

Onboarding Only 50k/m
Onboarding Only 10k/m
Free

Premium

Monthly
Monthly
Six Monthly
All
7 Days a Week

Premium

Onboarding Only 150k/m
Onboarding Only 40k/m
Free

Focused Project Support
Complex Project Support

£500 /mo
£500 /mo

£1,000 /mo
£1,500 /mo

£1,500 /mo
£3,000 /mo

Pricing

Pricing

Configure your Application

Select Core Service

Comms & Auth

Support

Finxone Core Pack Allocation Matrix

Finxone Annual Licence fee

£15,000 Pa

All other prices are charged monthly

Accounts

And - Or

Cards*

All Business*

Accounts Only

And-Or

Cards Only*

Business*

And

Accounts

And

Cards*

Finxone Annual Licence fee

£30,000 /Year

All other prices are charged monthly

Accounts

And - Or

Cards*

All Business*

Accounts Only

And-Or

Cards Only*

Business*

And

Accounts

And

Cards*

Support and Application Options

Finxone Support Pack Allocation Matrix

General Support

Communication & Authentication

Basic

Basic

Enhanced

Enhanced

Premium

Premium

And
-
Or

And
-
Or

And
-
Or

And
-
Or